Want to buy property in Australia to move back home or as an investment? You will be aware that there’s a plethora of mortgage financing options. Get a Better Rate is a mortgage broker that can help you find home loan rates in Australia that best suit your property investment goals. Its founder and specialist broker, PETER HAMMOND, shares how.
Mortgage financing made easy
Deciding on the specific home that you’d like to purchase is the simple part of buying property in Australia. The challenging part is researching all the options for mortgage financing, particularly when you’re away from home – how do you narrow down the options to just one that suits you, accepts foreign income and understands that you’re a suitable lender?
Get a Better Rate does the legwork for you. Located in the heart of Sydney, Australia, this mortgage broker provides expert advice on the best rates on the market.
It has a dedicated Singapore website that allows Australian expats to compare Australian home loan rates across a range of lenders who understand expats. And its loan calculators allow you to check stamp duty, loan repayments, refinancing and more.
These technology-driven tools are a result of Peter’s personal passion for technology. He elaborates, “I’ve developed unique and bespoke tools for our customers, including my own product comparison on our website, which compares over 5,000 Australian home loan products each day. I look to incorporate technology into our process to reduce friction, improve communication and the overall customer experience.”
He stresses, however, that securing a good rate comes down to the right fit, above everything else. “It’s not actually about getting a better Australian home loan rate. It’s about finding the right lender and the right product for your circumstance. Particularly important for Australian expats, sometimes that means working with mortgage financing lenders that are more difficult but will ensure the right outcome for you.”
Securing the best Australia home loan rates for your needs
How does Get a Better Rate help the customer get the best Australian home loan product? When you contact the mortgage broking team, one of the experienced specialists will have an initial conversation over the phone to understand your circumstances, before arranging to meet in-person for a discussion about your goals and expectations of property investment.
Peter strongly advocates for a face-to-face appointment with new customers. “We have used online appointments in the past but it’s not our preference. It’s important for both parties to build a relationship and ensure they’re on the same page and want to work together. When this process is done right and a customer gets the right outcome, it means they’ll remain with the lender for longer. Our role is a privilege, and it shouldn’t be taken for granted.”
Although this mortgage broker service is based in Australia, Peter is regularly in Singapore to personally meet with customers. This arrangement has worked well for Australians living in Singapore, both for those who are just exploring and those ready to buy property in Australia.
After the meeting, customers will receive options on mortgage financing and, where necessary, the pros and cons of each one. Peter says that, ultimately, the final decision on the product lies with the customer.
Get a Better Rate then continuously monitors the loans of all its customers, ensuring that they remain competitive.
Supporting Aussie expats to buy property in Australia
For Australian expats in Singapore who are wondering if they can buy a property in Australia, this mortgage broker provides research to guide your decision. For example, property reports on various local areas for properties in the mortgage market. These keep track of each property’s features and estimated price range, along with data on its suburb and the other properties for sale in the area.
This research can help you get to know exactly what kind of mortgage financing you need for your dream home.
Personalised service for each customer
Since 2016, Get a Better Rate has helped numerous customers get the best home loan rates in Australia suited to their needs. One of the keys to these results, according to Peter, is personalising the experience through clear communication.
“We treat each customer as if they’re our only customer,” he says. “So, we use technology to enhance the experience, not to overcomplicate the process. We believe in picking up the phone and talking to a customer as opposed to sending a long email, which could be misunderstood or create uncertainty.”
Hear from some customers of Get a Better Rate
“As a first home buyer, I found the process of Australian home loan rates extremely stressful and confusing. Peter alleviated this by guiding me every step of the way, making me feel informed and confident in my choices.” – Scott Carroll
“From our first conversation, Peter was genuinely invested in getting the best outcome for me. He took the time to understand my situation, explained everything clearly, and found a great deal I wouldn’t have discovered on my own.” – Ed Coney
“What truly stood out was their transparency, responsiveness and deep knowledge of the mortgage financing market. They took the time to explain every step of the process in detail, patiently answered all my questions (even the ones I thought were minor), and ensured I felt confident and informed at every stage. They worked tirelessly to secure a fantastic Australia home loan rate and navigate a few unexpected hurdles with total professionalism and grace. This wasn’t just a transaction; it was a partnership.” – Robbie
About Peter and his mortgage broker service
Peter worked in Westpac and Macquarie banks for nearly 20 years, which gave him an intimate understanding of home loans in Australia.
Following a desire to do something more meaningful for potential homeowners, he founded Get a Better Rate in 2016. Through his own mortgage broking business, he has shared his experience, knowledge and expertise with numerous Australian businesses so that they reach their property investment goals.
Get financing to buy property in Australia
Whether you’re ready to move back home, a first time or seasoned property investor, Peter and his team can help you on your journey when you buy property in Australia. Schedule a no-obligation consultation with them to get started.
For more articles about property and investment, see our Living in Singapore section. Also, read about the best things to do in Singapore!
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