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What health insurance cover do you need?

When considering health insurance, make sure you’re asking the right questions and remember to check policy terms and conditions. Look at your current needs; are you thinking of having a family or do you travel regularly?

We’ve found a few insurance plans that have something special to offer.

 

Who they are: Expat Insurance

What they offer:
Maternity Insurance, Health Insurance, Accident and Critical Illness Insurance, Employee Benefits’ Programs and Top-up Insurance that fills the gap between personal and company health benefits.

They are proud to be the 2016 winner of The Asian Banking and Finance Magazine’s Singapore Insurance Broker of the Year award which was awarded for their quality customer care and after sales service.

Need to know:
Welcoming a new addition to your family? A couple of things to note around Maternity cover; it can’t be purchased as a standalone product and waiting periods (before you will be covered) range from 12-24 months, so don’t get caught out!

Opt for a maternity insurance policy that covers cost from conception to post-natal care, including complications during birth to baby (i.e  make sure your baby is personally covered once delivered).

“I had been dealing with one insurance agent for 4 years and was sick of getting no “pro-active” feedback – just unexplained price hikes every year. So I contacted Expat Insurance and was pleasantly surprised at the level of service and product knowledge – they helped me to select the package that was right for me, both in terms of cover and price – just by listening to what I need, not pushing which package they preferred to sell. No fuss, just good service.” – M. Wright

Expat Insurance
B1-52 & 01-50/54, The Riverwalk, 20 Upper Circular Road
+65 6401 9201 | expatinsurance.com.sg

 

health insurance, family
Feel stress-free as Pacific Prime simplifies health insurance for you


Who they are: Pacific Prime Singapore

What they offer:
Maternity, Dental, Vision, In-Patient, Out-Patient, Group, Family, Emergency Evacuation and Repatriation coverages, Top-Up plans for additional coverage and more.

If you have a pre-existing condition, be assured that you can still be covered.

Need to know:
Their International Health Insurance plans allow you and your family to receive medical care in any country around the globe. Benefits available locally, including maternity and dental insurance, still apply. If you face a medical emergency overseas, you have the freedom to choose any hospital, clinic or doctor, no matter where you are. Don’t worry about your bills and focus your energy on getting better as the company assists throughout the entire health insurance claims process.

“I chose Pacific Prime by accident, but I will probably stay with them for the rest of my life. They are professional, knowledgeable and more importantly, they have empathy for their customers. This is not in reference to any specific individual, but the entire team from top to bottom.” – S. Zhou

Pacific Prime Singapore
#09-02A, China Square Central, 18 Cross Street
+65 6536 6173 | pacificprime.sg

Have MSIG insurance cover your healthcare needs
Have MSIG insurance cover your healthcare needs

Who they are: MSIG Insurance

What they offer:
Prestige Healthcare offers worldwide coverage for hospitalisation and surgeries. Choose to be treated by any doctor or at any hospital – these guys really do offer flexibility. Among the many benefits included are accidental dental cover, physiotherapy and that all-important optional maternity cover (including antenatal, childbirth and post-natal treatments).

With coverage of up to $3 million, there’s virtually zero chance of dipping into your hard-earned savings. Plus, get discounts off your plan by including your kids! Hospitalisation claims are made easier with their Worldwide Payment Guarantee Service that is available by contacting their 24-hour hotline.

Need to know:
Have the option of choosing a plan with outpatient coverage of $25,000 annually. If you fall ill, visit any GP or specialist without worrying about your medical bills, even when you are abroad (expenses incurred within 90 days of overseas stay).

MSIG Insurance (Singapore) Pte Ltd
#21-01, SGX Centre 2, 4 Shenton Way
+65 6827 7602 | msig.com.sg

health insurance, family
Focus on getting better knowing that AIG has your healthcare costs taken care of

Who they are: AIG Singapore

What they offer:
A range of options including PROHealth, that provides annual medical cover for inpatient and outpatient treatments at over 50,000 clinics and hospitals worldwide. These include 24/7 emergency travel assistance and members’ portal access, private nursing post-hospitalisation, hospice and palliative care. With flexible options for deductibles and co-insurance, the plans can be tailored to your needs.

Also, enjoy excellent maternity cover, including pregnancy complications and for children born with congenital conditions within the first 90 days of birth.

Need to know:
Under PROHealth, get complimentary second opinion services at world-class medical facilities for your diagnosed medical conditions. You will be able to select from a number of specially picked medical centres that are best known in the world for treating your particular illness. Have your admission and other logistical matters arranged for you at special rates.

AIG
#07-16, AIG Building, 78 Shenton Way
+65 6419 3000 | aig.com.sg

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