There’s more to wealth than money!

Financial fitness and real wealth is about being in control and gaining clarity about where your money is and how it’s doing. Citigold can help your wealth meet its full potential. Just as a plant needs constant care and the right conditions for growth, wealth management requires thoughtful planning and deft execution. While this can be unwieldy, confusing and sometimes complicated, in expert hands, the possibilities are endless.

It’s well known that the more money we have, the more cluttered our ‘money mind’ becomes. Most people build their portfolios with random investments recommended by friends or someone at a bank. Win, lose or draw, their investments are usually cobbled together with no clear direction; some fall out of focus altogether.

At this point you need professional advice – ideally from someone with wide bandwidth and experience who can envision where your wealth can go and what it can do. The Citigold wealth management program has more than a few solutions to help you declutter your money, portfolios, investments and other areas where you’ve parked your hard-earned cash.

Chart your financial goals effortlessly every step of the way with a powerful new Apple iPad Air worth S$879 or Apple Watch Series 7 worth S$749! Plus a bonus $100 Apple Gift Card! Click here to find out more.

Where to start with wealth management

To begin with, consider where to allocate what portion of your money, for what purpose and for how long. Is there money building up in accounts that could be working harder? Perhaps your portfolio could benefit from diversification in order to minimise risks.

Dedicated Relationship Managers (RM) from Citigold’s team of specialists can help you demystify wealth management with end-to-end financial planning services. They can guide your wealth in the right direction and help you build, manage and protect your wealth in a considered and logical manner.

Citigold solutions are designed to manage your wealth in liquid assets, short-term and long-term investments, home finance, insurance, and everything in between that you’ve been curious about. Aimed at high net-worth clients, the Citigold suite of products offers a roadmap towards the financial proficiency that becomes necessary as wealth expands.

How the Total Wealth Advisor tool can help

Aided by real-time interactive capabilities with its Total Wealth Advisor (TWA) tool, Citigold curates a holistic and personalised experience that keeps you in control of your wealth at all times. 

TWA is a goal-based wealth advisory tool developed exclusively for Citigold clients. It helps you set goals with your RM, track how your portfolio value changes over time, and monitor your goals’ real-time progress, at your convenience. The tool also allows you to modify your plans by measuring your portfolio against the Citigold Diversification Index and Citi’s Model Portfolios. There’s also an app so you can monitor your wealth any time your smartphone is in hand.

Membership perks and special offers

You can’t know everything about the markets all the time, but Citigold does. Seize the day by taking advantage of Citigold intel and market insights from over 400 analysts worldwide. And checking in with your RM, of course.

The footloose and fancy-free may be pleased to know that there are over 340 Citigold Centres worldwide; these offer no-fee emergency cash withdrawal. The Citigold Debit Mastercard, meanwhile, lets you transact and withdraw cash in multiple currencies. Citigold is recognised in every Citibank branch worldwide.

You can start a Citigold relationship with a minimum of S$250,000.

Earn up to 2.8% p.a. on your first S$100,000! Contact a Citigold advisor for details.

SingSaver Exclusive Promotion 

Score an exclusive Apple iPad Air 64GB worth S$879 or Apple Watch Series 7 worth S$749, plus a bonus $100 Apple Gift Card, when you successfully apply for a Citigold account via SingSaver and deposit in a minimum of S$250,000 by 30 June 2022. The promotion is valid till 4 May 2022. (Applicable to new-to-bank users only; that is, users with no Citigold or CASA accounts. If a user has Citi Credit Card or Personal Loan, they will be eligible too.) Terms and Conditions apply

Citigold additional special offer!

Did you know that you can get up to S$6,976 as a welcome gift when you join Citigold? Plus, for a limited time only, receive an additional S$250 as a Wealth Activation Booster when you purchase a minimum of S$25,000 in investments or insurance by the end of the Welcome Period. Find out more about how your Citigold Rewards stack up.

Written in collaboration with SingSaver. SingSaver is a comparison platform which offers personal finance products like credit cards, loans and insurance from all major banks and financial institutions.

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Rebecca Bisset

Heading up Expat Living, Rebecca started off in photography and video. A bit of a nomad before Singapore, she likes to travel when she can but she finds looking at properties as exciting! One day she's going to build her own house...