If you have international medical insurance (if you don’t, then start panicking!), you need to make sure that it will cover you for your specific needs – while you are travelling and in your home country.
To get the ball rolling, you should start with the simple question, “Who am I?”
If you are … an adventurer
Does your insurance cover you for dangerous sports, for airlifting out from a mountain range or a ski slope, or for pre-existing injury? Cycling is hugely popular but it can also be quite dangerous; are you covered for a spill?
If you are … thinking of falling pregnant (or your partner is)
Will you be covered for any health checks or emergencies in other parts of the world or even when you are on home leave.
If you are … a parent:
If you’re on holiday and there’s an accident in the playground or swimming pool, how do you get to the nearest hospital? What would a call to an ambulance cost? Who will help you and will you need to pay upfront?
GoBear is an easy-to-use comparison website that makes it’s easy to be able to search for different plans by simply checking or unchecking boxes according to who you are and what you want out of your coverage. The site’s comprehensive comparison is also available on car and travel insurance – and even on credit cards.